Travel Smart Japan

Getting Around · Payment

IC cards, without the confusion.

Suica, PASMO, ICOCA, Kitaca — different regions, same idea, and today they all work everywhere. What you need is the right variant for how you travel: physical for casual, Mobile Suica for anyone with an iPhone, Welcome Suica for a short visit.

01From Our Channel

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06:18

Suica card or Mobile Suica? Japan's IC Cards EXPLAINED in 6 mins

Physical Suica, Mobile Suica on iPhone/Apple Watch, Welcome Suica for tourists — which one to get, and how to top up.

32.5K viewsJAPAN

02Field Notes

Which card, for whom.

The short answer

  • iPhone or Apple Watch user: install Mobile Suica from Apple Wallet before you land. No queue at the airport, top up from your Apple Pay card.
  • Android user: Mobile Suica only works on Japan-region Android phones. Get a physical Suica at the airport counter.
  • Short trip, no phone setup: pick up a Welcome Suica at HND or NRT — no ¥500 deposit, valid 28 days.

What you can pay with it

Trains and subways in all major cities; buses; convenience stores; most vending machines; more and more restaurants and cafes. In Tokyo and Osaka, a full day rarely needs the card to come out of your phone.

Topping up

  1. Mobile Suica tops up instantly from your Apple Pay / card. Set an "auto-recharge" trigger to save yourself thinking about it.
  2. Physical cards top up at any station machine (English screen). Cash only for foreign-issued Suica; Japan-issued can use credit.
  3. Convenience store cash registers can also top up — say "charge onegai shimasu" and hand over the card.

Where each region's card differs

  • Suica (JR East, Tokyo area) — the default and most universal outside its home region.
  • PASMO (Tokyo private railways) — identical function to Suica in practice.
  • ICOCA (JR West, Osaka/Kyoto) — same story. Get one only if you want the local penguin mascot.

Since 2013, all mutually interoperable. Don't stress about "which region" — grab whichever the airport counter hands you, or install the one your phone offers.

Getting rid of the card

Physical Suica: refund at any JR East counter minus a small handling fee. Welcome Suica: no refund but no need — the balance simply expires. Mobile Suica: keep it, top-up when you return.

03Quick facts

The numbers.

Deposit
¥500 / none (Welcome)
Max balance
¥20,000
Welcome Suica validity
28 days
Foreign card top-up
Cash / Apple Pay

FACTS CHECKED 2026.07

04FAQ

Common questions.

Can I use Mobile Suica on a US iPhone?

Yes — as long as your iPhone runs iOS with Apple Wallet. Add "Suica" from within Wallet; the airline of your card is irrelevant.

Do I need one per person?

Yes. IC cards are personal — each ticket gate reads one card per tap. Children over 6 need their own child-fare card.

What if I forget to tap out?

The gate will flash red. Show your card to a station attendant — they'll adjust it in a minute. It doesn't get you banned.

PAGE AUDITED 2026.07